The challenge & the build
Built for microfinance institutions, this monorepo platform manages the full loan lifecycle: clients, groups, KYC documents, loan products, disbursements, repayment schedules, penalties, NPA classification, restructuring and write-offs. Field officers run group meetings and collection sheets; cashiers track cash-in-hand; managers approve loans through configurable multi-level workflows. Interest, EMI rounding and holiday-aware schedules are all handled automatically by nightly batch jobs.
A look inside
Real screens from Microfinance Loan Management — recreated in the product's own interface and palette.
What's inside
Full loan lifecycle
Pending → Approved → Disbursed → Active → Closed / Written-off, with topups, renewals & settlements.
Group lending
Meeting-day aligned schedules, attendance and collection sheets for joint-liability groups.
Automated batch jobs
Overdue calculation, penalty application, NPA classification and meeting generation run on schedule.
Role-based access
Super-admin, admin, branch manager, field officer & cashier — with branch data isolation.
Cash & recovery
Cash-in-hand tracking, field visits, recovery cases and legal case management.
Audit & reporting
Every financial transaction is logged; rich reports with charts for portfolio health.